{"id":38863,"date":"2025-12-04T15:07:46","date_gmt":"2025-12-04T15:07:46","guid":{"rendered":"https:\/\/financialrush.com\/?p=38863"},"modified":"2025-12-04T15:07:46","modified_gmt":"2025-12-04T15:07:46","slug":"politics-is-now-the-no-1-money-worry-financial-planners-say","status":"publish","type":"post","link":"https:\/\/financialrush.com\/?p=38863","title":{"rendered":"Politics is now the No. 1 money worry, financial planners say"},"content":{"rendered":"<p> \n<\/p>\n<div id=\"SpecialReportArticle-ArticleBody-6\" data-module=\"ArticleBody\" data-test=\"articleBody-2\" data-analytics=\"SpecialReportArticle-articleBody-6-2\"><span class=\"HighlightShare-hidden\" style=\"top:0;left:0\"\/><\/p>\n<div class=\"InlineImage-imageEmbed\" id=\"ArticleBody-InlineImage-108215945\" data-test=\"InlineImage\">\n<div class=\"InlineImage-wrapper\">\n<div>\n<p>Sdi Productions | Istock | Getty Images<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"group\">\n<p>On the heels of the longest-ever federal <a href=\"https:\/\/www.cnbc.com\/government-shutdown\/\">government shutdown<\/a>, shifting tariff policies and heightened <a href=\"https:\/\/www.cnbc.com\/markets\/\">stock market<\/a> volatility, many Americans are worried about what political uncertainty may cost them. <\/p>\n<p>Heading into 2026, the <a href=\"https:\/\/www.cnbc.com\/politics\/\">political environment<\/a> has become the top concern clients are raising with their advisor, according to a new report by the CFP Board, the credentialing organization behind the certified financial planner designation for financial advisors.<\/p>\n<p>Roughly half of CFPs surveyed said politics dominates financial planning conversations, even over money matters like <a href=\"https:\/\/www.cnbc.com\/id\/10000793\">inflation<\/a> and market fluctuations. The CFP Board in November polled 322 financial advisors who hold the designation.<\/p>\n<p>&#8220;A lot of people were attaching their outlook to overall economic and political conditions,&#8221; said Kevin Roth, the CFP Board&#8217;s managing director of research.<\/p>\n<\/div>\n<div class=\"group\">\n<div class=\"RelatedContent-relatedContent\" id=\"SpecialReportArticle-RelatedContent-1\">\n<div class=\"RelatedContent-container\">\n<div class=\"RelatedContent-nonCollapsibleContent\">\n<h2 id=\"more-from-financial-advisor-playbook\" class=\"RelatedContent-header\">More from Financial Advisor Playbook:<\/h2>\n<div class=\"group\">\n<p>Here&#8217;s a look at other stories affecting the financial advisor business.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2 id=\"uncertainty-is-creeping-up\" class=\"ArticleBody-subtitle\"><a id=\"headline0\"\/>Uncertainty is &#8216;creeping up&#8217;<\/h2>\n<div class=\"group\">\n<p>&#8220;The uncertainty we see caused by economics and politics is definitely creeping up a little bit,&#8221; Roth said. &#8220;CFP professionals have a unique relationship,&#8221; he said, as they are often the first to know about the financial worries that weigh on clients. <\/p>\n<p>While many of the CFPs surveyed said clients are &#8220;cautious,&#8221; &#8220;uncertain&#8221; or &#8220;anxious,&#8221; most still said clients have an optimistic outlook for the year ahead, according to the CFP Board report. About 82% said clients expect to achieve long-term goals and many have clients who are also planning major expenditures such as vacations, home repairs or renovations.<\/p>\n<\/div>\n<div class=\"group\">\n<p>Other studies also show that most Americans are more confident about 2026. Nearly 3 in 5 adults plan to take a financial risk, such as buying a home or starting a business, in the year ahead, according to one <a href=\"https:\/\/www.nerdwallet.com\/article\/studies\/2026-consumer-outlook-report\" target=\"_blank\">NerdWallet report<\/a>. <\/p>\n<p>Still, feelings going into the new year are mixed, NerdWallet also found: More than one-third of Americans are optimistic about their financial situation but nearly as many feel anxious or stressed.<\/p>\n<p>&#8220;While the state of the broader economy can certainly play a role in these considerations, much of the decision should rest on the shape of your finances, including the amount of savings you have and the debt you&#8217;re currently carrying or may take on,&#8221; NerdWallet&#8217;s senior economist Elizabeth Renter said in a statement.<\/p>\n<\/div>\n<h2 id=\"having-a-personalized-financial-plan-can-help\" class=\"ArticleBody-subtitle\"><a id=\"headline1\"\/>Having a personalized financial plan can help<\/h2>\n<div class=\"group\">\n<p>Working with an advisor on a financial plan for short- and long-term goals is an important first step, many experts say. <\/p>\n<p>&#8220;When uncertainty grows, the value of professional financial planning becomes even more clear,&#8221; CFP Board CEO Kevin Keller said in a statement. <\/p>\n<p>Having well-defined goals and a personalized financial plan can help weather the political or economic ups and downs, Roth also said. &#8220;When you develop a financial plan, you are supposed to be less reactive to day-to-day or week-to-week actions,&#8221; Roth said.<\/p>\n<p><a href=\"https:\/\/www.youtube.com\/c\/CNBC?sub_confirmation=1\" target=\"_blank\"><em><strong>Subscribe to CNBC on YouTube.<\/strong><\/em><\/a><\/p>\n<\/div>\n<\/div>\n\n<br \/><a href=\"https:\/\/www.cnbc.com\/2025\/12\/04\/politics-is-now-the-no-1-money-worry-financial-planners-say.html\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Sdi Productions | Istock | Getty Images On the heels of the longest-ever federal government shutdown, shifting tariff&hellip;\n","protected":false},"author":3,"featured_media":38864,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-38863","post","type-post","status-publish","format-standard","has-post-thumbnail","category-investing","cs-entry","cs-video-wrap"],"_links":{"self":[{"href":"https:\/\/financialrush.com\/index.php?rest_route=\/wp\/v2\/posts\/38863","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financialrush.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financialrush.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financialrush.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/financialrush.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=38863"}],"version-history":[{"count":0,"href":"https:\/\/financialrush.com\/index.php?rest_route=\/wp\/v2\/posts\/38863\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financialrush.com\/index.php?rest_route=\/wp\/v2\/media\/38864"}],"wp:attachment":[{"href":"https:\/\/financialrush.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=38863"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financialrush.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=38863"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financialrush.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=38863"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}