{"id":38863,"date":"2025-12-04T15:07:46","date_gmt":"2025-12-04T15:07:46","guid":{"rendered":"https:\/\/financialrush.com\/?p=38863"},"modified":"2025-12-04T15:07:46","modified_gmt":"2025-12-04T15:07:46","slug":"politics-is-now-the-no-1-money-worry-financial-planners-say","status":"publish","type":"post","link":"https:\/\/financialrush.com\/?p=38863","title":{"rendered":"Politics is now the No. 1 money worry, financial planners say"},"content":{"rendered":"<p> \n<\/p>\n<div id=\"SpecialReportArticle-ArticleBody-6\" data-module=\"ArticleBody\" data-test=\"articleBody-2\" data-analytics=\"SpecialReportArticle-articleBody-6-2\"><span class=\"HighlightShare-hidden\" style=\"top:0;left:0\"\/><\/p>\n<div class=\"InlineImage-imageEmbed\" id=\"ArticleBody-InlineImage-108215945\" data-test=\"InlineImage\">\n<div class=\"InlineImage-wrapper\">\n<div>\n<p>Sdi Productions | Istock | Getty Images<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"group\">\n<p>On the heels of the longest-ever federal <a href=\"https:\/\/www.cnbc.com\/government-shutdown\/\">government shutdown<\/a>, shifting tariff policies and heightened <a href=\"https:\/\/www.cnbc.com\/markets\/\">stock market<\/a> volatility, many Americans are worried about what political uncertainty may cost them. <\/p>\n<p>Heading into 2026, the <a href=\"https:\/\/www.cnbc.com\/politics\/\">political environment<\/a> has become the top concern clients are raising with their advisor, according to a new report by the CFP Board, the credentialing organization behind the certified financial planner designation for financial advisors.<\/p>\n<p>Roughly half of CFPs surveyed said politics dominates financial planning conversations, even over money matters like <a href=\"https:\/\/www.cnbc.com\/id\/10000793\">inflation<\/a> and market fluctuations. The CFP Board in November polled 322 financial advisors who hold the designation.<\/p>\n<p>\u201cA lot of people were attaching their outlook to overall economic and political conditions,\u201d said Kevin Roth, the CFP Board\u2019s managing director of research.<\/p>\n<\/div>\n<div class=\"group\">\n<div class=\"RelatedContent-relatedContent\" id=\"SpecialReportArticle-RelatedContent-1\">\n<div class=\"RelatedContent-container\">\n<div class=\"RelatedContent-nonCollapsibleContent\">\n<h2 id=\"more-from-financial-advisor-playbook\" class=\"RelatedContent-header\">More from Financial Advisor Playbook:<\/h2>\n<div class=\"group\">\n<p>Here\u2019s a look at other stories affecting the financial advisor business.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2 id=\"uncertainty-is-creeping-up\" class=\"ArticleBody-subtitle\"><a id=\"headline0\"\/>Uncertainty is \u2018creeping up\u2019<\/h2>\n<div class=\"group\">\n<p>\u201cThe uncertainty we see caused by economics and politics is definitely creeping up a little bit,\u201d Roth said. \u201cCFP professionals have a unique relationship,\u201d he said, as they are often the first to know about the financial worries that weigh on clients. <\/p>\n<p>While many of the CFPs surveyed said clients are \u201ccautious,\u201d \u201cuncertain\u201d or \u201canxious,\u201d most still said clients have an optimistic outlook for the year ahead, according to the CFP Board report. About 82% said clients expect to achieve long-term goals and many have clients who are also planning major expenditures such as vacations, home repairs or renovations.<\/p>\n<\/div>\n<div class=\"group\">\n<p>Other studies also show that most Americans are more confident about 2026. Nearly 3 in 5 adults plan to take a financial risk, such as buying a home or starting a business, in the year ahead, according to one <a href=\"https:\/\/www.nerdwallet.com\/article\/studies\/2026-consumer-outlook-report\" target=\"_blank\">NerdWallet report<\/a>. <\/p>\n<p>Still, feelings going into the new year are mixed, NerdWallet also found: More than one-third of Americans are optimistic about their financial situation but nearly as many feel anxious or stressed.<\/p>\n<p>\u201cWhile the state of the broader economy can certainly play a role in these considerations, much of the decision should rest on the shape of your finances, including the amount of savings you have and the debt you\u2019re currently carrying or may take on,\u201d NerdWallet\u2019s senior economist Elizabeth Renter said in a statement.<\/p>\n<\/div>\n<h2 id=\"having-a-personalized-financial-plan-can-help\" class=\"ArticleBody-subtitle\"><a id=\"headline1\"\/>Having a personalized financial plan can help<\/h2>\n<div class=\"group\">\n<p>Working with an advisor on a financial plan for short- and long-term goals is an important first step, many experts say. <\/p>\n<p>\u201cWhen uncertainty grows, the value of professional financial planning becomes even more clear,\u201d CFP Board CEO Kevin Keller said in a statement. <\/p>\n<p>Having well-defined goals and a personalized financial plan can help weather the political or economic ups and downs, Roth also said. \u201cWhen you develop a financial plan, you are supposed to be less reactive to day-to-day or week-to-week actions,\u201d Roth said.<\/p>\n<p><a href=\"https:\/\/www.youtube.com\/c\/CNBC?sub_confirmation=1\" target=\"_blank\"><em><strong>Subscribe to CNBC on YouTube.<\/strong><\/em><\/a><\/p>\n<\/div>\n<\/div>\n\n<br \/><a href=\"https:\/\/www.cnbc.com\/2025\/12\/04\/politics-is-now-the-no-1-money-worry-financial-planners-say.html\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Sdi Productions | Istock | Getty Images On the heels of the longest-ever federal government shutdown, shifting tariff&hellip;\n","protected":false},"author":3,"featured_media":38864,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-38863","post","type-post","status-publish","format-standard","has-post-thumbnail","category-investing","cs-entry","cs-video-wrap"],"_links":{"self":[{"href":"https:\/\/financialrush.com\/index.php?rest_route=\/wp\/v2\/posts\/38863","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financialrush.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financialrush.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financialrush.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/financialrush.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=38863"}],"version-history":[{"count":0,"href":"https:\/\/financialrush.com\/index.php?rest_route=\/wp\/v2\/posts\/38863\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financialrush.com\/index.php?rest_route=\/wp\/v2\/media\/38864"}],"wp:attachment":[{"href":"https:\/\/financialrush.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=38863"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financialrush.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=38863"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financialrush.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=38863"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}