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The IRS has announced new\u00a0401(k)<\/a> contribution limits\u00a0for 2026.<\/p>\n In its release<\/a> on Thursday, the agency increased the employee deferral limit to $24,500 next year, up from $23,500 in 2025. The change applies to 401(k)s, 403(b)s and most 457 plans, along with the federal Thrift Savings Plan.\u00a0<\/p>\n The IRS also unveiled 2026 catch-up contribution limits<\/a> for savers age 50 and older, new individual retirement account savings limits<\/a> and higher income thresholds for Roth IRA contributions<\/a>.\u00a0\u00a0<\/p>\n Starting in 2026, the 401(k) catch-up contribution limit will rise to $8,000 for savers 50 and older, from $7,500 in 2025. But investors aged 60 to 63 can instead save an extra $11,250, based on changes enacted via Secure 2.0<\/a>. That figure is unchanged from 2025.<\/p>\n Both amounts are in addition to the $24,500 deferral limit for 2026.\u00a0\u00a0<\/p>\n<\/div>\n